Fee For Services

You are here: Home / New Clients / Fee For Services

Our fees for marriage, child, and mental health counseling, as well as life coaching are on a sliding scale based on household income.

We do not require documentation. We are on the honor system. During your free phone consultation please discuss any fee questions with your therapist.

Sessions are 50 minutes in length.

Household Income Sliding Scale Fee
$100,000-and above $125 per session

$150 couples with Cindy**

$75,000-$99,999 $100* per session
$50,000-$74,999 $80* per session
$49,999 and below
$60* per session

*If you choose to work with Cindy Fabico and Amy Smith, the co-owners of Life Skills Resource Group, their fee for working with individuals is a flat of $125 per 50 minute session.

**Cindy’s fee when working with couples or families is $150 and $175 respectively (assuming the family includes more than 2 people-2 person family therapy is charged at the couple rate) per 50 min. session and at the beginning of therapy (first 2-3 sessions) she recommends but does not require that sessions be 100 minutes (1 hr and 40-45 minutes).

Cindy also has limited availability for 1/2 day, day long, and 2 day couple and family intensives at the same hourly rate. Couples and families who are motivated to get a great deal of work done in a short period find this to be an excellent mode for therapy.  Cindy would be happy to discuss her availability and can design a program that caters to your specific needs and time frame.  If you are coming from out of town she can help with accommodation recommendations as well.

Regarding the other therapists who work at Life Skills Resorce Group, not every therapist has availability at $60 fee but we always have at least 2 who are taking new individuals of all ages as well as couples and families as it is important to us that we can service the entire community.  If you feel that even the lowest sliding scale fee of $60 per session will create a significant financial hardship, please speak to your therapist or life coach about this during your free phone consultation. They may be able to arrange for a lower fee to offset the cost or schedule less frequent sessions to fit within your budget.


Cash, check and all major credit cards accepted for payment.

Cancellation Policy

We have a 24-hour cancellation policy.  If you do not show up for your scheduled appointment, and you have not notified us at least 24 hours in advance by phone (no email cancellations please), you will be required to pay your session fee.


We are primarily a self-pay practice, but we are able to assist with your insurance. We are happy to check with your insurance company about your out-of-network mental health benefits. If you would like us to contact your insurance company on your behalf, please complete this Insurance Verification Form and we will contact your insurance company.  We will not seek any pre-authorization without your approval. We promise to get back to you within 24 hours to discuss how your benefit works at our office (on Monday for forms submitted Friday and Saturday).

Please note that although we are happy to assist with your insurance, all information provided to us by insurance companies is based on current information and actual coverage information may prove to be different when a detailed Explanation of Benefits is received with the insurance payment.  We also cannot accept responsibility for collecting or for negotiating a settlement of a disputed claim.  You are responsible for any balance that your insurance carrier does not pay.

An important note about insurance coverage

Insurance payment for mental health visits is based on medical necessity, which means that you must have a “diagnosable” disorder and your counselor must provide information about the services provided to you to your insurance company.  This is true for all types of counseling.  If you want to use your insurance, your counselor will be assessing during your first visit if you have a “diagnosable” disorder.  If this is the case, we will be happy to help you get your counseling covered, but be aware that you will be diagnosed and that this diagnosis becomes a permanent part of your medical record.

Please also be aware that in most, but not all, cases marriage or relationship counseling is not a covered insurance benefit.  As above, your counselor will be assessing during the first visit if one or both of the spouses has a “diagnosable” disorder that would allow insurance coverage.

Life Coaching is not covered by insurance.

Life Skills Resource Group, LLC reserves the right to refuse service to any potential client, based on the American Counseling Association (ACA) Code of Ethics 2005.

Proudly serving clients in Central Florida’s Orange County and Osceola County, including Orlando, Southwest Orlando, Dr. Phillips, Metrowest, Windermere, Gotha, Hunters Creek, Hunter’s Creek, Ocoee, Winter Garden, Celebration, Southchase, Poinciana, Lake Nona, Lake Wales, Southchase, Bay Hill, Clermont, Lakeland, Minneola, St. Cloud, Lake Buena Vista, Walt Disney World, Universal Studios, Mount Dora, Davenport, Haines City, Conway, Groveland, Azalea Park, Sebring, The Villages, Avalon Park, UCF, East Orlando, Waterford Lakes, Oviedo, Maitland, Winter Park, Altamonte Springs, Kissimmee, Longwood, Apopka, College Park, Orlando, Dr. Phillips, Metrowest, Windermere, Gotha, Hunters Creek, Ocoee, Winter Garden, Celebration, Southchase, Orange County, Osceola County.