Fee For Services

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Our fees for marriage, child, and mental health counseling, as well as life coaching are on a sliding scale based on household income.

We do not require documentation of income; we are on the honor system.

All of our counselors offer FREE phone consultations to all new clients and couples. These can be arranged by calling the office at 407.355.7878 . During your FREE phone consultation please discuss any fee questions you may have with your therapist.

Sessions are 50 minutes in length.

Household Income Sliding Scale Fee
$100,000-and above $125 per session
$75,000-$99,999 $100* per session
$50,000-$74,999 $80* per session
$49,999 and below
$60* per session

**The co-owners of Life Skills Resource Group, Cindy Fabico and Amy Smith have different fees than the rest of their practice due to their years of practice, depth of knowledge, and the demand for their services.

If you choose to work with  Amy Smith her fee for working with individuals and families is a flat of $125 per 50 minute session.

Cindy Fabico has a MA in Mental Health Counseling, Founded Life Skills Resource Group in 2007, is Licensed as both a Mental Health Counselor and a Marriage and Family Therapist in Florida, is a Nationally Certified Clinical Counselor, and attended the College of Executive Coaching so that she can also offer Life and Executive coaching to her clients.

Cindy is a lifelong learner with over 100 hours of training in Emotionally Focused Couples Therapy, has completed all levels of training in EMDR and EFT (emotional freedom technique) for clients who would like a body centered approach to micro and macro trauma, and brings spirituality into her work if her clients are comfortable. Cindy’s spiritual practices are centered in the areas of the Course in Miracles, Buddhism, and the example of the life of Jesus. Cindy does not consider herself a Christian but is deeply respectful of all faiths as long as they are not causing her clients shame.

Cindy sees clients in the office on Tuesday and Thursday with the last appointment beginning at 6:30pm.  

On Monday and Wednesday Cindy sees clients remotely using an encrypted therapy specific application that allows for a session that feels as if you are in the office together. These virtual sessions are available between 1:30pm and 6pm and can be scheduled for 15, 30, 45, or 60 minutes.  

Cindy’s fees are as follows:

Individual in office sessions: $150 per 50 min session

Couple or family in office sessions: $175 per 50 min session (Cindy encourages new couples to book the first 2 appts for 110 mins ($350) and she will discuss this with you during your free phone consult).

All Virtual session, whether individual or couples:

15 min $50     30 min $75     45 min $100    60 min $125

Regarding the other therapists who work at Life Skills Resorce Group, not every therapist has availability at $60 fee but we always have at least 2 who are taking new individuals of all ages as well as couples and families as it is important to us that we can service the entire community.  If you feel that even the lowest sliding scale fee of $60 per session will create a significant financial hardship, please speak to your therapist or life coach about this during your free phone consultation. They may be able to arrange for a lower fee to offset the cost or schedule less frequent sessions to fit within your budget.


Cash, check and all major credit cards accepted for payment.

Cancellation Policy

We have a 24-hour cancellation policy.  If you do not show up for your scheduled appointment, and you have not notified us at least 24 hours in advance by phone (no email cancellations please), you will be required to pay your session fee.


We are primarily a self-pay practice, but we are able to assist with your insurance. We are happy to check with your insurance company about your out-of-network mental health benefits. If you would like us to contact your insurance company on your behalf, please complete this Insurance Verification Form and we will contact your insurance company.  We will not seek any pre-authorization without your approval. We promise to get back to you within 24 hours to discuss how your benefit works at our office (on Monday for forms submitted Friday and Saturday).

Please note that although we are happy to assist with your insurance, all information provided to us by insurance companies is based on current information and actual coverage information may prove to be different when a detailed Explanation of Benefits is received with the insurance payment.  We also cannot accept responsibility for collecting or for negotiating a settlement of a disputed claim.  You are responsible for any balance that your insurance carrier does not pay.

An important note about insurance coverage

Insurance payment for mental health visits is based on medical necessity, which means that you must have a “diagnosable” disorder and your counselor must provide information about the services provided to you to your insurance company.  This is true for all types of counseling.  If you want to use your insurance, your counselor will be assessing during your first visit if you have a “diagnosable” disorder.  If this is the case, we will be happy to help you get your counseling covered, but be aware that you will be diagnosed and that this diagnosis becomes a permanent part of your medical record.

Please also be aware that in most, but not all, cases marriage or relationship counseling is not a covered insurance benefit.  As above, your counselor will be assessing during the first visit if one or both of the spouses has a “diagnosable” disorder that would allow insurance coverage.

Life Coaching is not covered by insurance.

Life Skills Resource Group, LLC reserves the right to refuse service to any potential client, based on the American Counseling Association (ACA) Code of Ethics 2005.

Proudly serving clients in Central Florida’s Orange County and Osceola County, including Orlando, Southwest Orlando, Dr. Phillips, Metrowest, Windermere, Gotha, Hunters Creek, Hunter’s Creek, Ocoee, Winter Garden, Celebration, Southchase, Poinciana, Lake Nona, Lake Wales, Southchase, Bay Hill, Clermont, Lakeland, Minneola, St. Cloud, Lake Buena Vista, Walt Disney World, Universal Studios, Mount Dora, Davenport, Haines City, Conway, Groveland, Azalea Park, Sebring, The Villages, Avalon Park, UCF, East Orlando, Waterford Lakes, Oviedo, Maitland, Winter Park, Altamonte Springs, Kissimmee, Longwood, Apopka, College Park, Orlando, Dr. Phillips, Metrowest, Windermere, Gotha, Hunters Creek, Ocoee, Winter Garden, Celebration, Southchase, Orange County, Osceola County.